Planning a holiday can be stressful. You’ve got to book flights, accommodation, and activities, and then there’s the added worry of what could go wrong.
What if you get sick or injured while travelling? What if your luggage is lost or stolen? How will you cope with any unexpected medical expenses or flight delays?
There are so many different travel insurance policies out there, it can be hard to know which one is right for you. And with all the fine print and confusing language, it’s easy to miss important details that could leave you vulnerable.
Covermore Australia Travel Insurance provides tailored protection for your unique needs. Their policies are designed to be simple and straightforward, so you can understand exactly what you’re covered for, so you can feel safe and secure on your travels.
So, let’s see some of the popular benefits they offer so you can choose the policy that suits you best when you’re exploring Australia and the world…
1. Overseas Medical and Emergency Dental Expenses
Get protection for unexpected medical expenses overseas in the event you’re hurt or ill, as well as emergency dental treatment. This could cover a doctor’s visit for an infected mosquito bite, a hospital stay after an accident, or an unexpected tooth abscess.
2. Loss of Income Cover
Taking a holiday can be a great way to relax and unwind from the stress of everyday life. However, if the worst happens and you’re injured or become seriously ill while travelling, Cover-more travel insurance could come to your rescue. Not only could it cover the medical costs, but it could also offer compensation for lost income due to injury or illness. This is incredibly helpful if you’re unable to work as a result of your condition, giving you the financial security to focus on getting back on your feet.
3. Additional Expenses Cover
This added benefit could protect you against unexpected extra expenses you may incur while travelling. For example, extra accommodation expenses, paying someone to pick up your rental car if you’re unable, or travel costs if you must return home early due to sickness or injury.
4. Cover for Luggage and Documents
Travel insurance is the simplest way to protect yourself and your belongings from any unexpected losses, thefts, or damages while you’re holidaying. Not having travel insurance can be a huge risk, especially if say the airline loses your luggage, or it’s stolen from your bunk at the backpackers. It’s always best to be safe than sorry, so make sure you invest in some good travel insurance before your next trip!
Tip: Before you travel take photos and/or scans of your documents and belongings, so you can provide proof of ownership for your claim.
5. Delayed Luggage Cover
Unfortunately, even the most well-planned trips can be disrupted by unexpected events. In cases such as delayed luggage on overseas journeys, it’s essential to have a travel insurance policy that provides cover for such scenarios. Depending on the policy you choose, it may offer compensation if your luggage is delayed for more than 12 hours. This means you can rest assured that any unforeseen disruption to your journey will be taken care of, giving you the freedom to focus on enjoying your trip.
6. Travel Delays
If your booked transport (e.g. flight, train, bus) is delayed by at least 6 hours then you could be covered for accommodation costs.
7. Hospital Incidentals
If you have to stay in a hospital for more than 48 hours then you could be covered for extra costs, for example, toiletries, food, drinks, and phone calls.
8. Money Cover
If you accidentally lose your money or it’s stolen from you or a locked safe or safety deposit box, you could be covered up to the benefit limit. For example, a pickpocket in Paris steals your wallet.
9. Rental Vehicle Insurance Excess
The excess on a rental vehicle can often be high, for example, $5,000. So this cover insures you if your rental car is damaged or stolen, and you’re responsible for paying the excess amount.
10. Cover-more Australia has a Range of Policies
There are four+ plans to choose from, each offering a different level of coverage. It depends on your circumstances, whether you plan to backpack around Europe, embark on a luxury holiday, take a once-in-a-lifetime cruise, or go camping in the outback.
- Domestic Plan
- International Basic Plan
- International Comprehensive Plan (most popular)
- International Comprehensive+ Plan
- Plus they do special plans, e.g. the Annual Multi-Trip for frequent travellers
But whatever your plans, read the details of each insurance plan, what you’re covered for, and how much it will cost you.
This list gives you a sneak-peak of some of the benefits on offer at Cover-more. Holidays are lots of fun but unexpected events can happen.
What sets Covermore Travel Insurance Australia apart from other travel insurers is that they provide wide-ranging policies for all kinds of travellers, with all sorts of needs and budgets. And with over 20 years of expertise in this market, they’re well-placed to provide you with the protection you need to keep yourself and your family safe.
SEE UNIQUE PLACES TO STAY IN AUSTRALIA
- Top Tiny House Accommodation in Hunter Valley
- 3 Best Luxury Hunter Valley Winery Accommodation in Pokolbin
- Binna Burra Lodge QLD in Lamington National Park
- Unique Stays NSW for an Extraordinary Escape!
- The Old Mount Gambier Gaol for a Fun Stay
- 7 Best Barossa Valley Winery Accommodation for a Weekend